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Workers compensation statutes provide coverage for diseases that occur as a result of working in the employer's working environment. Which of the following is an example of a disease that would NOT be covered by such provisions?

A. Lung cancer due to asbestos exposure
B. Repetitive stress injuries
C. Infectious disease contracted at the workplace
D. Occupational hearing loss

1 Answer

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Final answer:

All the examples provided are typically covered by workers' compensation insurance, as they can arise as a direct result of workplace exposure or activity. There isn't a condition listed that would not be covered, as workers’ compensation statutes generally cover diseases that occur due to the employer's work environment.

Step-by-step explanation:

Workers compensation statutes typically cover diseases and injuries that are directly related to an employee's work environment. The examples provided: A. Lung cancer due to asbestos exposure, B. Repetitive stress injuries, C. Infectious disease contracted at the workplace, and D. Occupational hearing loss, are all conditions that can arise as a direct result of workplace exposure or activity.

Therefore, all of these options would generally be covered under workers' compensation insurance. According to the guidelines, workman's compensation insurance is designed to provide benefits to workers who suffer an injury or contract a disease on the job due to conditions or activities in their work environment.

Since all the given options are examples of conditions that could directly result from workplace activities or environment, there isn't an example among them that would typically be excluded. Coverage depends on the specific circumstances and the laws in the state where the workers' compensation claim is filed.

However, general exceptions can include injuries that occur because the employee was intoxicated or using illegal drugs, or injuries resulting from self-inflicted harm or from horseplay or fighting initiated by the employee. Notably absent from the list is an example of a non-work-related condition or an exclusionary scenario.

User Dmitry Seleznev
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