Question

From an insurance standpoint, how is the house of the insured, who has relocated to another state for work, considered given that she still owns and insures the house in the original state, even though it has been unoccupied for three months and is being used for storing furniture and clothes?

Answer 1

From an insurance standpoint, the house of the insured is considered unoccupied and being used for storage. Insurance policies typically have provisions regarding unoccupied homes, which can vary depending on the policy terms. It is recommended to contact the insurance company for specific information and to inquire about any necessary adjustments or additional coverage options.

Step-by-step explanation:

In this case, the house of the insured is considered unoccupied and being used for storage. From an insurance standpoint, this situation may have implications on the coverage provided by the insurance policy.

After that period, the coverage may change or become limited. For example, the policy may only cover certain perils like fire or vandalism, and exclude coverage for other risks like water damage or theft.

I would recommend contacting the insurance company to inform them about the situation and ask about any changes to the coverage for the unoccupied house. They can provide specific information about the policy terms and advise on any necessary adjustments or additional coverage options.