Final answer:
The extension of benefits for totally disabled employees or dependents when a group health insurance plan is terminated can vary, but under U.S. COBRA regulations, it's generally 29 months for individuals deemed disabled by the Social Security Administration. The standard options provided in the question do not align with these regulations, indicating a consultation of specific plan documents or legal guidelines is necessary for an accurate answer. None of the options are correct.
Step-by-step explanation:
When a group health insurance plan is terminated, an extension of benefits is typically provided for any totally disabled employee or dependent, although the exact duration can vary based on the terms of the plan and jurisdiction.
Regulations such as COBRA (Consolidated Omnibus Budget Reconciliation Act) in the United States may allow for the continuation of health benefits for employees and their families for a limited period under certain circumstances.
However, it's important to note that the length of time for the extension of benefits under COBRA for totally disabled individuals is usually 29 months. This period can go beyond the standard 18-month period usually provided for other qualifying events if the Social Security Administration deems an individual as disabled within the timeframe specified by COBRA.
Applying the information given may not directly answer the multiple-choice question provided, as these options (18 months, 3 months, 6 months, 12 months) do not match the typical COBRA extension for a disabled individual.
To accurately determine the duration of the extension of benefits for totally disabled employees or dependents when a group health insurance plan is terminated, it is best to consult the specific plan documents or relevant legal guidelines such as COBRA or state laws regarding insurance continuation for those with disabilities. None of the options are correct.