Final answer:
An agent may begin to solicit insurance ONLY when they complete a mandatory training program and obtain a license from the state insurance department.
Step-by-step explanation:
An agent may begin to solicit insurance ONLY when:
The agent completes a mandatory training program
The agent obtains a license from the state insurance department
These two criteria must be met in order for an agent to start selling insurance. Training programs provide agents with the knowledge and skills necessary to effectively sell insurance, while obtaining a license from the state insurance department ensures that the agent is legally allowed to sell insurance in that particular state. Once these requirements are fulfilled, the agent can legally solicit insurance.