Final answer:
COBRA provides health benefit extensions for 18 months after employment is terminated, allowing eligible individuals to continue their group health plan coverage under specific circumstances.
Step-by-step explanation:
The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides health benefit extensions for individuals after employment is terminated. The correct answer to the question is d) 18 months. COBRA allows eligible employees and their beneficiaries the option to continue group health benefits provided by their group health plan under certain circumstances. These circumstances include voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the full premium for coverage up to 102% of the cost to the plan.