Final answer:
The correct answer to who must sign for a minor purchasing life insurance in Florida is (a) Parent or guardian. Minors are not legally competent to enter contracts, and thus life insurance agreements must be consented to by a parent or guardian to be legally enforceable.
Step-by-step explanation:
When a minor is purchasing life insurance in Florida, a parent or guardian must sign for and on behalf of the minor. This is because minors are not legally competent to enter into contracts on their own, including those for life insurance policies. A parent or legal guardian is considered to have the legal authority to provide consent and make such decisions for the minor.
The correct option for those who must sign on behalf of a minor when purchasing life insurance in Florida is (a) Parent or guardian. This is consistent with the legal practices across many jurisdictions, where parental or guardian consent is necessary for most types of legal agreements involving minors. Life insurance is a legally binding contract, and as such, requires the oversight of an adult who can understand and accept the terms and conditions on behalf of the minor.
Therefore, knowing the right individual who should provide consent in this scenario is crucial for ensuring that the life insurance purchase is valid and enforceable. While an attorney, licensed insurance agent, or school representative might be involved in different capacities during the insurance process, it is the parent or guardian whose signature is required for a minor's life insurance policy.