Final answer:
An example of a disruptive innovation is when educational organizations offer online courses as an alternative to traditional universities.
Step-by-step explanation:
The example provided, where educational organizations offer massive open online courses as an alternative to traditional universities, is an example of a disruptive innovation. Disruptive innovations are products, services, or processes that have a major effect on an entire industry and may create new industries or markets. They typically start by serving a new market and then improve until they surpass existing technologies and markets.