Final answer:
Individual health insurance policies regulated by individual states can include options such as indemnity insurance, high-risk pools, managed care, and association health plans.
Step-by-step explanation:
Commercial individual health insurance policies, which are regulated by states, have various types that people may be enrolled in. These include indemnity insurance, high-risk pools, managed care, and association health plans. Indemnity insurance allows individuals to direct their own health care and visit whichever doctors or hospitals they choose. High-risk pools serve individuals who have significant health risks and may not be able to obtain insurance elsewhere. Managed care plans, such as HMOs and PPOs, provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan. Association health plans allow members of a group or profession to band together to negotiate better premiums for health insurance.