Question

The birthday rule is used to determine the primary insurance policy when the patient is:

1) A child covered by two or more plans
2) Insured by her own employer and her spouse's employer
3) Injured in a collision with the policyholder's vehicle
4) Injured at his or her place of employment

Answer 1

The birthday rule is used to determine the primary insurance policy when the patient is a child covered by two or more plans or insured by both their own employer and their spouse's employer. Option 1, 2

Step-by-step explanation:

The birthday rule is used to determine the primary insurance policy when the patient is:

A child covered by two or more plans

Insured by her own employer and her spouse's employer

The birthday rule states that when a child is covered by two or more plans, the primary insurance is determined by the parent whose birthday falls earlier in the calendar year. For example, if the mother's birthday is in January and the father's birthday is in March, the mother's insurance would be considered the primary insurance.

Similarly, when a person is insured by both their own employer and their spouse's employer, the primary insurance is determined by the birthday of the policyholder. The policyholder with the earlier birthday is considered the primary insurance. Option 1, 2