Final answer:
Appraisers are required to be in contact with loan originators only in certain cases to maintain independence, but communication may be necessary for clarifications related to the property or appraisal process. Option b
Step-by-step explanation:
In the context of appraisal services, the requirement for appraisers to be in contact with the loan originator is not a constant factor and varies based on the circumstances and regulations.
The correct answer is b) Only in certain cases. According to the Appraisal Independence Requirements (AIR), appraisers are generally expected to maintain independence and objectivity, and any direct contact with loan originators may be restricted to prevent undue influence or bias.
However, communication may be necessary in certain cases, such as clarification on specifics of the property or appraisal process itself, while always ensuring such interactions do not compromise the appraiser's independence. Option b