Final answer:
A property owner can buy a flood insurance policy from private insurance companies.
Step-by-step explanation:
A property owner can go to private insurance companies to buy a flood insurance policy. While the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program (NFIP) play a role in flood insurance, they do not directly sell policies to property owners. Local government offices may also provide information and guidance on flood insurance, but they do not typically sell the policies themselves.