Question

Which of the following is needed to qualify for a Social Security Disability Benefit?

A. Have less than $1,000 in assets
B. Be fully insured
C. Fulfill a 4-month waiting period, and have paid into Social Security
D. Be age 60, widowed, and have one dependent

Answer 1

To qualify for Social Security Disability Benefit, a worker must B) be fully insured, have a disability that is expected to last at least one year or result in death, and fulfill a five-month waiting period.

Step-by-step explanation:

To qualify for Social Security Disability Benefit, several criteria must be met. The correct option from the provided choices is B: Be fully insured.

To be eligible, workers must have a sufficient number of credits from their work history, typically achieved through contributions to Social Security via payroll taxes. Additionally, they must have a disability that is expected to last at least one year or result in death.

The requirement to have less than $1,000 in assets is not relevant for Social Security Disability Insurance (SSDI) but is rather a consideration for Supplemental Security Income (SSI), which is a different program aimed at individuals with limited income and resources.

The waiting period is indeed necessary as well; after approval, there is a five-month waiting period before benefits can begin. The age, widowhood, and dependent criteria mentioned in option D pertain to survivor benefits rather than disability benefits.