Final answer:
The 'Right to Loan' is not a required provision in group life policies, whereas provisions like 'Free look', 'Incontestable', and 'Conversion' are typically required. The correct option is D. Right to loan.
Step-by-step explanation:
The question pertains to provisions typically included in group life insurance policies. Among the options given, the Right to loan is NOT a required provision in group life policies.
Common provisions that are required include a Free look period, where the policyholder may review the policy and return it within a specified period for a full refund, the Incontestable clause, which prevents the insurer from voiding the policy after a certain period due to misrepresentation, and the Conversion privilege, allowing an individual to convert their group coverage to individual coverage without evidence of insurability, typically when leaving the employer or group. The correct option is D. Right to loan.