Question

Which of the following would be considered a non-medical insurance application?

a) An application submitted with the Agent's Report.
b) Any application for life insurance.
c) An application on which the medical information is completed by the applicant & the agent only.
d) An application that does not ask any questions about the applicant's medical history

Answer 1

The correct answer is c) An application on which the medical information is completed by the applicant & the agent only. A non-medical insurance application is one that does not require the applicant to provide any medical information.

Step-by-step explanation:

The correct answer is c) An application on which the medical information is completed by the applicant & the agent only.

A non-medical insurance application is one that does not require the applicant to provide any medical information. In this case, the medical information is completed only by the applicant and the agent, without involving any medical professionals or requiring detailed medical history.

This type of application is often used for certain types of insurance policies, such as accidental death or disability insurance, where the applicant's medical history may not be relevant for determining coverage or premiums.