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If your debit card is lost or stolen and you report it within 2 days, you are most liable for:

1) Unauthorized charges made after reporting
2) Unauthorized charges made before reporting
3) No liability
4) Partial liability

1 Answer

3 votes

Final answer:

You are partially liable for unauthorized charges made before reporting a lost or stolen debit card if reported within 2 days, with a liability limit of up to $50.

Step-by-step explanation:

If your debit card is lost or stolen and you report it within 2 days, the answer is that you are partially liable for unauthorized charges made before reporting the loss or theft. According to most laws and banking regulations, if you report the loss or theft of your card within 2 business days, you may be liable for up to $50 in unauthorized transactions. Charges made after you report your card as lost or stolen are generally not your responsibility.

If your debit card is lost or stolen and you report it within 2 days, you are most liable for unauthorized charges made before reporting. During this period, someone can use your card to make unauthorized purchases or withdrawals. This is why it is important to report a lost or stolen debit card as soon as possible to minimize your liability.

User Bastian Venthur
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