Final answer:
RESPA disclosure requirements would apply to a loan meant for purchasing and rehabilitating a duplex into a single-family dwelling, as this pertains to residential property financing.
Step-by-step explanation:
The disclosure requirements of the Real Estate Settlement Procedures Act (RESPA) apply to certain types of loans related to a dwelling designed primarily for residential use. Among the options given, RESPA would apply to:
- A loan to purchase a duplex and rehabilitate it into a single-family dwelling.
RESPA requirements typically do not cover loans for agricultural purposes, commercial properties, or the purchase of large tracts of land without a dwelling. The act focuses on residential mortgages to help consumers become better shoppers for settlement services and to eliminate kickbacks and referral fees that unnecessarily increase the costs of certain settlement services.