Final answer:
The insurance structure that was passed into law in Germany requires employers to develop their own health insurance trust fund for employees' health expenses, disability, and retirement.
The question relates to various employee benefits and insurance laws, starting with Germany's Health Insurance Law of 1883. This concept has evolved to include similar laws in different countries and culminated in the United States with the Social Security Act of 1935.
Step-by-step explanation:
The system described in the student's question seems to refer to various forms of employee benefits and insurance schemes that have been legislated into law at different points in history across various countries. The earliest instance mentioned is Germany's Health Insurance Law of 1883, which required employers to provide health insurance for their employees. This form of health care system was later supplemented with insurance for the elderly and those with disabilities. Similar systems, such as the National Insurance Act in Britain (1911), workman's compensation, and deposit insurance practices in the United States, reflect a society's approach to social welfare and labor protections. Such systems paved the way for further developments in social insurance, like the Social Security Act of 1935 in America, which offered old-age pensions and aid for the impoverished, among other benefits.