Final answer:
It is true that participation in the ABC program involves checking estimated out-of-pocket costs for all patients, which are costs such as deductibles and copayments.
Step-by-step explanation:
Participation in the ABC program implies that all enrolled individuals will be accountable for certain out-of-pocket costs. These costs include things such as deductibles and copayments, which are designed to mitigate moral hazard by ensuring that patients pay a portion of their medical expenses. This structure encourages careful use of medical services, as studies have shown that people tend to use about one-third less medical care when they are responsible for a share of the costs compared to those with full insurance coverage who don’t pay out of pocket. Therefore, it is true that participation in the ABC program involves checking estimated out-of-pocket costs for all patients.