Final answer:
The phrase considered discriminatory by HUD is 'Exclusive Neighborhood' because it suggests a restriction based on certain protected characteristics. Terms such as 'Quiet Neighborhood' or 'Master Bedroom' are generally not discriminatory, while 'Over 62 Condo Complex' may be exempt if it is housing for older persons.
Step-by-step explanation:
The question refers to discriminatory advertising as defined by the U.S. Department of Housing and Urban Development (HUD). Among the given options, 'Exclusive Neighborhood' is considered discriminatory because it suggests that the area is restricted to a particular group of people, which can imply a preference for or against certain groups based on race, color, national origin, religion, sex, familial status, or disability. This term could lead to housing segregation, a form of discrimination that HUD and federal laws actively work to prevent. Terms such as 'Quiet Neighborhood' or 'Master Bedroom' are not inherently discriminatory. However, 'Over 62 Condo Complex' may not be discriminatory if it is a factual description of housing intended for older individuals, which can qualify for an exemption under the Fair Housing Act's provisions for housing for older persons.