Final answer:
Stock bonus plans may permit employees to take out loans against their stock value under specific conditions. Changes like lower interest rates and better economic conditions can increase the quantity of loans in the financial market.
Step-by-step explanation:
Stock bonus plans often offer a range of benefits to employees, including the potential for plan loans. This feature allows employees to borrow against the value of their stock in the plan under certain conditions. It is important for both employers and employees to understand the specific provisions and rules related to loans from stock bonus plans to ensure compliance with regulations and to manage the loan responsibly.
Regarding the financial market, various factors can lead to an increase in the quantity of loans made and received. These factors may include lower interest rates, increased liquidity in the financial system, and improved economic conditions which boost consumer confidence and business investment opportunities.