Question

Which of the following is the most valid reason for a person to purchase a specified (dread) disease health insurance policy?

A) She wants to make sure that she and her family are protected against a major illness.
B) Her family has a history of cancer, and she is concerned that she might contract the disease.
C) She wants coverage against the risk of illnesses such as AIDS, tuberculosis, and diabetes.
D) She has been diagnosed with heart disease.

Answer 1

The most valid reason for a person to purchase a specified disease health insurance policy is if their family has a history of cancer and they are concerned about contracting the disease.

Step-by-step explanation:

The most valid reason for a person to purchase a specified disease health insurance policy is B) Her family has a history of cancer, and she is concerned that she might contract the disease. Having a family history of cancer increases the individual's risk of developing the disease, making it a valid reason to purchase a specific disease health insurance policy. This policy would provide coverage and financial protection in case the person contracts the specified disease.