Question

One of the major differences between individual and group health coverages is that with group coverage,

A) all accidents are covered regardless of when or where they occur
B) once an individual becomes eligible to enroll, no evidence of insurability is required
C) each group member is given a policy
D) group members have the option to renew or cancel coverage

Answer 1

One major difference between individual and group health coverages is that with group coverage, each group member is given a policy.

Step-by-step explanation:

One of the major differences between individual and group health coverages is that with group coverage, each group member is given a policy. With individual coverage, each person purchases their own policy. Group coverage is typically provided through employment-based insurance, where the insurer covers a group of employees or their families. This is different from individual coverage, where the individual purchases coverage directly from a private company.