Final answer:
Disability income is not a basic form of health insurance coverage. Medical expense, limited-pay health, and accident-only are basic forms of health insurance coverage. Hence the correct answer is option A
Step-by-step explanation:
The correct answer is A) Disability income. Disability income is not a basic form of health insurance coverage. Disability insurance provides income replacement for an individual who becomes disabled and is unable to work. It is not specifically focused on covering medical expenses.
Medical expense, limited-pay health, and accident-only are all basic forms of health insurance coverage:
- Medical expense insurance covers the costs of medical care, such as doctor's visits, hospital stays, and prescription medications.
- Limited-pay health insurance provides coverage for a specific period of time, typically with a fixed premium payment for that period.
- Accident-only insurance covers medical expenses related to accidents, typically excluding coverage for illnesses or other non-accident-related medical conditions.