Final answer:
A person engaging in the creation or use of counterfeit access cards is committing identity theft or true-name fraud, which incurs serious legal consequences.
Step-by-step explanation:
Every person who intends to defraud by making, altering, embossing a counterfeit access card, or by using or attempting to use such a card, is guilty of the crime known as identity theft or true-name fraud. This criminal activity involves wrongfully acquiring and using another individual's personal identification information, such as social security numbers, PINs, or passwords, without their permission. The impact of identity theft can be devastating, leading to the unauthorized draining of savings accounts and incurring massive debts on the victim's credit. Furthermore, penalties for such crimes include financial and legal consequences, aligning with the concept that misdeeds such as cheating, plagiarism, and misrepresentation of facts are subject to punitive measures.