Final answer:
Adolescents are generally least likely to spend their earnings on savings due to the immediacy of other needs and desires, societal influences, and a less developed ability to prioritize long-term financial planning.
Step-by-step explanation:
The question pertains to how adolescents might prioritize their spending. When considering the options provided ( entertainment, savings, education expenses, and family needs), adolescents are generally least likely to spend their job earnings on b) savings. This is because at a younger age, the concept of saving for the future may not be as immediate or consequential in their decision-making as more pressing needs or desires, such as entertainment, education, or supporting family. The decision-making process in teens is also influenced by societal and peer pressures, which tend to prioritize current consumption over saving.
For example, when purchasing clothes, adolescents may be more concerned with following social norms rather than saving money, as they often feel the pressure to fit in with their peers. Additionally, the expense of being poor suggests that those with fewer resources have a heightened need to spend their money on essentials, rather than having the luxury to save. Moreover, the ability to evaluate risks and rewards during adolescence might be skewed towards immediate gratification rather than delayed rewards, making savings a lesser priority.