Final answer:
Appropriate loan accounts for graduation are commercial or standard borrowers' accounts and youth loan borrowers over the age of 18, as both groups are likely to handle larger loans effectively. Confidence in repayment ability increases the quantity demanded of loans, particularly for college students nearing employment and businesses with growth potential.
Step-by-step explanation:
Regarding the question of which loan accounts would be appropriate candidates for graduation, particularly in the context of increasing the quantity of loans made and received, the correct options are: borrowers' accounts that are classified as commercial or standard and youth loan borrowers over the age of 18. These options are likely to see an increase in loans because they reflect borrowers who are reaching a stage where they can handle larger loans or have demonstrated reliability. Commercial or standard accounts are typically held by businesses or individuals that have a stable financial history, suggesting they can manage and repay a larger or graduated loan. Additionally, youth loan borrowers over the age of 18 are potentially entering a phase where their income might increase, enabling them to service bigger loans.
It's worth noting that individuals and businesses may have varying needs for borrowing, such as funding college education or investment in business projects. When there is confidence in future income or repayment ability, such as a college student nearing graduation or a business showing steady growth, the demand for financial capital increases, hence the quantity demanded of financial capital shifts accordingly. This reflects a situation where both lenders and borrowers are willing to engage in more financial transactions.