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To pay for new machinery in 8 years, a company owner invests $10,000 at 4.5% compounded quarterly. How much money will be available in 8 years? round

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Final answer:

The company will have $14,323.64 in 8 years after investing $10,000 at a 4.5% annual interest rate compounded quarterly.

Step-by-step explanation:

To answer the question, first, we need to use the formula for compound interest which is A = P(1 + r/n)nt, where:

A is the amount of money accumulated after n years, including interest.

P is the principal amount (the initial amount of money).

r is the annual interest rate (decimal).

n is the number of times that interest is compounded per year.

t is the time the money is invested for, in years.

In this scenario, the company owner invests $10,000 at an interest rate of 4.5% compounded quarterly for 8 years. Inserting these values into the formula gives us:

P = $10,000, r = 4.5/100 = 0.045, n = 4, t = 8

Therefore:

A = $10,000(1 + 0.045/4)4*8

Calculating this, we get:

A = $10,000(1 + 0.01125)32

A = $10,000(1.01125)32

A = $10,000 * 1.432364

A = $14,323.64 (rounded to two decimal places)

Thus, the company will have $14,323.64 available in 8 years.

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