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Oscar opens a savings account which gives compound interest of 3.5% per year. He puts £2000 into it.

How much money will Oscar have in the account after 9 years?

User Harshitha
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1 Answer

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Final answer:

Oscar will have approximately £2737.14 in his savings account after 9 years, calculated using the compound interest formula A = P(1 + r/n)^(nt) with a principal of £2000, an annual interest rate of 3.5%, compounded annually.

Step-by-step explanation:

To calculate the final amount in a savings account with compound interest, we can use the formula:

A = P(1 + r/n)nt

Where:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (decimal).
  • n is the number of times that interest is compounded per year.
  • t is the time the money is invested for, in years.

In Oscar's case, where he has a principal of £2000, an annual interest rate of 3.5% (or 0.035 in decimal form), compounded annually (n = 1), over 9 years, the formula becomes:

A = 2000(1 + 0.035/1)1*9

Now let's do the calculation:

A = 2000(1 + 0.035)9

= 2000(1.035)9

= 2000 * 1.368569...

After calculating, Oscar will have approximately £2737.14 in his savings account after 9 years. This demonstrates the benefit of compound interest over time.

User Kzsnyk
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