Question

What governmental consumer protection agency, or agencies, can you turn to for help if the car you buy is defective, and the manufacturer is unresponsive?

a) Federal Trade Commission (FTC)

b) Consumer Financial Protection Bureau (CFPB)

c) National Highway Traffic Safety Administration (NHTSA)

d) All of the above

Answer 1

If a car you buy is defective and the manufacturer does not respond, the FTC, CFPB, and NHTSA are all agencies you can turn to for help, with the correct answer being d) All of the above.

Step-by-step explanation:

If you buy a defective car and the manufacturer is unresponsive, you can turn to the following governmental consumer protection agencies for help:

• The Federal Trade Commission (FTC) which deals with consumer protection issues and works to prevent fraudulent, deceptive, and unfair business practices.
• The Consumer Financial Protection Bureau (CFPB), which oversees financial industries and works to prevent abusive practices.
• The National Highway Traffic Safety Administration (NHTSA) specifically focuses on issues related to vehicle safety and can address defects related to automobiles.

Therefore, the correct answer is d) All of the above, as each of these agencies may play a role in assisting consumers with defective vehicles. The FTC handles broader consumer protection issues, the CFPB oversees financial aspects, and the NHTSA directly relates to vehicle safety and defects.