Final answer:
Disruptive thought takes place when an individual encounters an unconventional idea that challenges their comfort zone, leading to innovation and intellectual growth.
Step-by-step explanation:
Disruptive thought occurs when you encounter an idea which is outside of your comfort zone. This process is integral to creativity and innovation, often requiring divergent thinking to generate new, unique solutions to problems and not simply defaulting to established answers. It's an essential part of personal, cultural, and technological growth, leading to new perspectives and practices, as well as the creation and adoption of disruptive technology. Disruptive thought challenges existing beliefs and assumptions, compelling individuals to reflect critically and pursue intellectual growth by embracing new ideas that were once uncomfortable or unfamiliar.