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Financial Algebra 1. Unit 1: Simple and Compound Interest Quiz A..

* Question #9
Pricilla receives $35,000 from her Uncle Peter when he dies. She deposits it into an account with investments that are expected to earn 12% a year, compounded daily. She plans to use the money in 4 years towards the down payment on a house. How much money should she expect in the account at the end of the 4 years? Round to the nearest cent.

a) $50,938.51
b) $49,200.00
c) $46,563.20
d) $48,387.48

1 Answer

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Final answer:

The question involves calculating the future value of a $35,000 investment using the compound interest formula, considering a 12% annual interest rate that is compounded daily over 4 years.

Step-by-step explanation:

Priscilla wants to know how much money she will have in her account after 4 years if she deposits $35,000 into an account with an annual interest rate of 12%, compounded daily. To calculate the future value of her investment, we can use the compound interest formula: A = P(1 + r/n)^(nt), where:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (decimal).
  • n is the number of times that interest is compounded per unit t.
  • t is the time the money is invested for in years.

In Priscilla's case, P = $35,000, r = 0.12 (since 12% as a decimal is 0.12), n = 365 (because the interest is compounded daily), and t = 4 years. Plugging these values into the formula will give us the total amount in the account after 4 years. Calculating this, we get:

A = 35000(1 + 0.12/365)^(365*4)

After performing the calculation, we can round the result to the nearest cent to find how much money Priscilla should expect in the account at the end of the 4 years.

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