Final Answer:
Yes, your reasoning is correct. The central carbon in a ketone is indeed more susceptible to nucleophilic attack compared to the central carbon in an alcohol, considering steric hindrance and charge separation factors.
Step-by-step explanation:
In terms of steric hindrance, the ketonic carbon is less hindered compared to the carbon in an alcohol due to the presence of the bulky -OH group in the latter. This makes the ketone more reactive towards nucleophilic attack.
Now, considering charge separation, the polarity of the O-H bond in an alcohol might suggest increased reactivity. However, when examining the mechanism of electron deficiency, it's crucial to note that pulling electrons from a σ bond (as in O-H) is energetically more demanding than from a π bond (as in the C=O of a ketone). The oxygen in the alcohol needs to engage in a more challenging process to make the central carbon electron deficient.
In conclusion, while the O-H bond in an alcohol is polar, the combination of steric hindrance and the energetically more favorable π bond in a ketone makes its central carbon more susceptible to nucleophilic attack. This dual consideration provides a comprehensive understanding of the reactivity difference between the two functional groups.