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If a subdivider makes sure that all building sites are above the BFE, does he need to do anything more to meet the NFIP requirements?

User Bishoy
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Final answer:

A subdivider must comply with more than just elevation requirements to meet NFIP standards; adherence to local and federal floodplain management regulations, obtaining necessary permits, protecting utilities, and implementing floodproofing measures are also required.

Step-by-step explanation:

If a subdivider ensures that all building sites are above the Base Flood Elevation (BFE), they might still need to do more to meet the requirements of the National Flood Insurance Program (NFIP). In addition to ensuring building sites are above BFE, the subdivider must also adhere to community floodplain management regulations, which can include building standards related to construction materials, methods, and utilities, as well as requirements for drainage patterns that don't increase flood risk elsewhere.

Beyond the elevation requirements, additional measures may include obtaining necessary permits, ensuring that water supply systems and waste treatment systems are protected against flood damage, and implementing specific floodproofing measures for buildings that are particularly vulnerable to flood damage. Documentation and compliance with insurance requirements are also a key aspect of meeting NFIP standards.

Therefore, simply situating building sites above the BFE is a significant step, but it is not the only requirement by the NFIP. Compliance with local and federal floodplain management laws and regulations is essential to protect the properties and their occupants and ensure eligibility for the NFIP.

User Martin Serrano
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