Final answer:
Social Learning Theory explains personal victimization as an outgrowth of high-risk behavior patterns and associations.
Step-by-step explanation:
The theory that explains personal victimization as an outgrowth of a victim's high-risk behavior patterns and associations is b. Social Learning Theory. Social Learning Theory emphasizes that individuals learn deviant behavior from those close to them who provide models of and opportunities for deviance. In this case, the victim's high-risk behavior patterns and associations contribute to their personal victimization.