Choose all that apply.
Select all questions you should ask yourself when thinking about if you are ready to buy a home.
A) Do you have a steady income and stable job?
B) Have you been employed on a regular basis for two to three years?
C) Do you have enough money saved up to cover two to three months of mortgage payments in case you lose your job?
D) Do you have the ability to make the mortgage payment every month, plus handle additional costs for taxes, insurance, maintenance, and repairs?
E) Do you have enough money saved for a down payment and closing costs?
F) If you buy a home, will you be able to pay your bills and keep your debt-to-income ratio less than 30%?
G) Do you have a good credit report and credit score?