Question

Failure to repay an AER loan (unless repayment would cause undo hardship) will cause the Soldier's name to be placed on an AER restricted list which is disseminated Army-wide. What does this mean for the Soldier?

a. They lose their security clearance
b. They are barred from promotions
c. They are ineligible for future AER assistance
d. They will be court-martialed

Answer 1

Soldiers who fail to repay an AER loan without causing undue hardship will become ineligible for future AER assistance and their name will be placed on an Army-wide restricted list.

Step-by-step explanation:

If a soldier fails to repay an Army Emergency Relief (AER) loan and this does not cause undue hardship, their name will be placed on an AER restricted list, which is shared across the Army. Placement on this list means that the soldier will be ineligible for future AER assistance. It does not mean they will lose their security clearance, be barred from promotions, or be court-martialed. This action is part of enforcing discipline and maintaining order within the military structure, to ensure all service members abide by the financial responsibilities they have agreed to.