Question

According to the notice of claims provision in a health insurance policy, a claimant normally must notify the insurance company of loss within how many days after the loss occurs?

A) 40.
B) 20.
C) 60.
D) 10.

Answer 1

Most health insurance policies require claimants to notify the insurer of a loss within 20 days after the loss occurs. The specific period can vary, so it's essential to check the individual policy details.

Step-by-step explanation:

According to the notice of claims provision in most health insurance policies, a claimant is typically required to notify the insurance company of a loss within a specific timeframe. This time period can vary by policy and insurance company, but a common period is 20 days after the loss occurs. It is crucial for policyholders to review their individual insurance policy documents to confirm the exact duration they have to notify their insurer, as failing to do so in the specified timeframe could result in a denial of the claim. For example, if a claimant experienced a medical procedure and incurred expenses related to it, they would need to notify their health insurance company within 20 days of the procedure in order to initiate the claims process.