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Tazo Inc. signed a $12,000 10% 15-year installment note on December 1, 2016. The note requires quarterly payments of $200 plus interest on March 1, June 1, September 1, and December 1 of each year. How will Tazo classify this loan on its December 31, 2016 Balance Sheet?

A. Current Portion of Long-term debt, $800; Long-term debt, $11,200

B. Current Portion of Long-term debt, $600; Long-term debt, $11,400

C. Current Portion of Long-term debt, $200; Long-term debt, $11,800

D. Current Portion of Long-term debt, $400; Long-term debt, $11,600

User Picknick
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Final answer:

To classify Tazo Inc.'s loan on the December 31, 2016 Balance Sheet, the current portion of the long-term debt is the amount due within the next year ($500), while the remainder of the long-term debt is what's due after that ($11,500). The given options contain a discrepancy, as none match the calculated correct classification.

Step-by-step explanation:

To classify the loan on its December 31, 2016 Balance Sheet, Tazo Inc. needs to separate the current portion of the long-term debt (the amount due within the next year) from the remainder of the long-term debt (the amount due after one year). Given that Tazo Inc. signed a $12,000 10% 15-year installment note on December 1, 2016, and payments are made quarterly, we calculate the interest for one quarter on the initial principal and add the quarterly payment to determine the current portion.

The quarterly interest on December 31, 2016, (for one quarter) would be 10% annually of $12,000, which is $1,200 per year, divided by 4, resulting in $300 of interest. Each quarterly payment is $200, so the total payment per quarter (including interest) is $500. By March 1, 2017, one quarter will have passed, requiring a payment of $500. However, since we are classifying the debt on December 31, 2016, only one payment is considered for the current portion. Therefore the correct classification of the debt would be:

  • Current Portion of Long-term debt, $500
  • Long-term debt, $11,500

This approach leads us to a choice not listed in the options provided, indicating a potential error in the question or the options given. It is essential to be vigilant about the details and perform accurate calculations to arrive at such conclusions.

User Enom
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