Final answer:
A 'Coordination of Benefits' denial is likely to be received when commercial insurance is billed for a work-related accident due to the need to determine the primary payer, which could be worker's compensation.
Step-by-step explanation:
If a patient is involved in an accident at work and their commercial insurance is billed, the type of denial most likely to be received is a 'Coordination of Benefits' issue. This type of denial occurs because the insurance provider may need information regarding whether there are other insurances that should be billed before them, for instance, worker's compensation in the case of an on-the-job injury. Understanding insurance coverage terms such as Moral hazard, Adverse selection, Medicare, and Medicaid is crucial for navigating issues related to insurance billing. Policies with different co-pay and premium structures serve customers with varying needs and risk profiles, thereby managing the insurance company's risk exposure.