Final answer:
Without more information about Gina's qualifying childcare expenses or income, we cannot accurately determine her total child and dependent care credit at a 30% rate.
Step-by-step explanation:
To determine how much Gina's total child and dependent care credit would be with a decimal amount of .30, we need more context or information about the qualifying expenses that Gina has incurred. The child and dependent care credit allows taxpayers to claim a percentage of their child care expenses up to certain limits, which in some cases is tied to income levels.
The percentages can range from 20% to 35% of qualifying expenses depending upon the taxpayer's adjusted gross income. The provided list of numbers does not give enough detail to ascertain the exact total of Gina's qualifying expenses.
Looking at the tax credit examples and the mention of a poverty trap, it is apparent that social policies like the earned income tax credit (EITC) are designed with phase-outs to gradually reduce benefits as income increases. This helps prevent a situation where an individual or household earning more income would lose an equal or greater amount in governmental support, which could disincentivize work and trap them in poverty.
Unfortunately, without further information about Gina's exact childcare expenses or income, we cannot accurately calculate her total dependent care credit at a 30% rate. It is important when calculating tax credits to have all the necessary details to ensure accuracy and compliance with tax laws.