Final answer:
The "Services You Cannot Shop For" on a Loan Estimate are necessary services chosen by the lender for loan approval, including items like credit report and appraisal fees, and are not required to be listed in alphabetical order.
Step-by-step explanation:
On the Loan Estimate form, under the section titled "Services You Cannot Shop For," are items that the borrower must pay to third parties that the lender has chosen. These services are necessary for the loan approval process and often include costs for a credit report, appraisal fees, flood determination fees, tax monitoring, and tax status research fees.
While Loans & Interest, Home Loans, Auto Loans, and Insurance may impact overall financial planning, the specific section of a Loan Estimate that lists "Services You Cannot Shop For" does not require items to be in alphabetical order.
It typically lists fees determined by the lender or regulatory requirements, which can include, but are not limited to, appraisal fees, credit report fees, and flood certification fees.