Final answer:
The given statement," health insurance commonly accepted as an employment benefit" is true. Option 1
Step-by-step explanation:
Health insurance is commonly accepted as an employment benefit in the United States. Many employers provide health insurance coverage to their employees as part of their employment package. This is known as employment-based insurance. It can cover just the employee or the employee and their family.
Employment-based insurance is a way for insurance companies to reduce the risk of adverse selection, where only individuals with high risks of future health problems seek insurance. By offering insurance through groups based on place of employment, insurance companies can mix together individuals with different levels of risk, reducing their fear of attracting only high-risk individuals.
It is important to note that while health insurance is commonly offered as an employment benefit, there are still some small companies and lower-paying jobs that may not provide health insurance to their employees. Option 1