Final answer:
Housing in America is subject to extensive legal regulation, especially concerning civil rights, contradicting the notion that it falls outside the law. The Fair Housing Act aims to prevent discrimination, but racial segregation and discrimination in housing still exist, notably impacting minority groups.
Step-by-step explanation:
The assertion that housing in America falls largely outside the scope of the law is incorrect. In fact, housing is a heavily regulated area, especially in terms of civil rights. The Fair Housing Act of 1968 and subsequent laws make it illegal to discriminate in the sale, rental, and financing of dwellings based on race, color, religion, sex, or national origin. Further, practices such as redlining and mortgage discrimination have been outlawed.
Despite these legal protections, studies and historical evidence suggest that racial segregation and discrimination persist in American housing markets. For instance, the Milwaukee housing market remains one of the most racially divided, and discrimination in housing is linked to employment discrimination, with minorities shown fewer homes and subjected to stricter financial scrutiny than White counterparts.