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ABC insurer is in the process of underwriting Kara's disability income policy. Which factors is most important to the insurer in underwriting her coverage?

User FryGuy
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1 Answer

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Final answer:

The most important factors for an insurer in underwriting Kara's disability income policy include her health history, occupation and income, and age.

Step-by-step explanation:

The most important factors for an insurer in underwriting Kara's disability income policy would include:

  1. Health history: The insurer will consider Kara's medical history, including any pre-existing conditions or past illnesses, to determine the level of risk associated with insuring her.
  2. Occupation and income: The insurer will assess Kara's occupation and income to determine the potential impact of a disability on her ability to work and earn an income.
  3. Age: The insurer will consider Kara's age to assess the likelihood of disability occurring at different stages of her life.
User Harish Sharma
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