Final answer:
Access control is a security technique that regulates who can view or use resources, protecting applications by identifying and restricting access to files and data. Personal security measures like using stronger passwords, two-factor authentication, and antivirus software are also vital. Notifying banks of address or phone changes is part of personal account security.
Step-by-step explanation:
The correct answer to the question "What protects applications by identifying and restricting access to available files and data?" is 3) Access control. Access control is a security technique that regulates who or what can view or use resources in a computing environment. This is a crucial aspect of security compliance and it ensures that only authorized users can access sensitive data or applications.
It is important to protect your credit and debit cards, protect your wallet, and ensure that you protect your mailbox. Additionally, employing strategies such as stronger passwords, two-factor authentication, and using antivirus software on your computer contribute to the overall personal security posture. Users are also advised to notify their bank when they change their address or phone number, as part of proactive personal account management.
For both individuals and organizations, the importance of understanding and implementing increased security measures such as those mentioned cannot be overstated. These steps greatly assist in the protection against unauthorized access and help mitigate the risk of being scammed.