Final answer:
A check being dishonored due to insufficient funds is true; the bank will not honor the check if the maker's account doesn't have enough money. Overdrawing an account may lead to significant bank fees.
Step-by-step explanation:
The statement is true. A check is said to be dishonored when a bank does not honor the payment due to insufficient funds in the account of the person (the maker) who wrote the check. This essentially means that the check cannot be cashed or deposited because the account does not hold enough money to cover the amount specified on the check.
If you spend more money than you have in your account, the bank may reject your transactions or cover the amount for a fee, known as an overdraft fee. Having a negative balance can be costly, as banks may charge high fees for overdrawing accounts.