Final answer:
An Investigative Consumer Report for insurance purposes does not typically include c. medical history, as this is protected by privacy laws such as HIPAA, unless explicit consent is provided by the individual. It does typically include credit history, criminal records, and employment history.
Step-by-step explanation:
Among the options provided regarding information not included in an Investigative Consumer Report, requested by an underwriter, the correct answer is c) Medical history. An Investigative Consumer Report typically includes information about a person's character, general reputation, personal characteristics, or mode of living which is obtained through personal interviews with neighbors, friends, or associates.
It usually covers the individual's credit history, criminal records, and employment history, but it does not include medical history unless explicit consent is given by the individual.
Insurance companies often collect detailed information to assess risk. However, when it comes to medical records, these are generally protected by laws such as the Health Insurance Portability and Accountability Act (HIPAA) in the United States, providing a layer of privacy for personal health information.