Final answer:
The document providing full and fair disclosure to policy recipients is the Buyer's Guide, which offers essential details for consumers to make informed decisions about insurance products. The correct option is d.
Step-by-step explanation:
The document that helps ensure that full and fair disclosure is provided to the recipient of a policy is the Buyer's Guide. Option d) Buyer's Guide is the correct answer. A Buyer's Guide is typically used in the insurance industry as part of the pre-purchase information provided to potential policyholders.
It contains essential details about the insurance product, including its benefits, coverage, and costs. This guide enables consumers to make informed decisions by comparing different policies and understanding the terms of the insurance they consider purchasing.
It's crucial for the disclosure of necessary information, allowing policy buyers to understand what they're getting into before they commit to a policy. The correct option is d.