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If several residents of a cooperative apartment building default on their rent, causing the foreclosure proceedings against the cooperative, which of the following would be TRUE?

a) Individual unit foreclosure
b) All unit owners are responsible
c) Cooperative is dissolved
d) Mortgage lender takes control

1 Answer

6 votes

Final answer:

If several residents of a c. cooperative apartment building default on their rent, the cooperative is dissolved. The mortgage lender takes control in the event of foreclosure.

Step-by-step explanation:

If several residents of a c. cooperative apartment building default on their rent, causing the foreclosure proceedings against the cooperative, the cooperative is dissolved.

The cooperative ownership structure relies on all unit owners collectively paying their rent and maintaining the cooperative as a whole. If multiple residents default on their rent, the cooperative may not be able to cover its expenses and may be forced to dissolve.

In the event of foreclosure, the mortgage lender takes control of the cooperative's assets and may sell them to cover the outstanding debt.

User Adam Lee Perelman
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