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What is NOT covered under Coverage E - Scheduled Farm Personal Property?

Which of the following is NOT covered under Coverage E - Scheduled Farm Personal Property? a) Tractors
b) Livestock
c) Farm machinery
d) Personal vehicles

1 Answer

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Final answer:

The item NOT covered under Coverage E - Scheduled Farm Personal Property is personal vehicles, as it is designed to cover equipment used for farming operations, not vehicles used for personal transportation.

Step-by-step explanation:

Scheduled Farm Personal Property insurance (Coverage E) typically includes coverage for property that is specifically listed or 'scheduled' on the policy. This usually encompasses tractors, livestock, farm machinery, and other equipment that is used for farming operations. However, it generally does not cover personal vehicles, as these are not considered farm personal property and often require a separate personal auto insurance policy.

Personal vehicles are meant for use by individuals and their families for non-commercial purposes and are therefore not listed under farm personal property coverage. Farmers typically need to purchase additional insurance to cover personal vehicles used for both personal and farm activities.

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